I start with it’s all about YOU and then instantly talk about ME. How rude is that? However a little background can be a useful thing.
I am a country girl at heart with amongst other things a little brown dog to support. I’ve done my stint in Africa and then a stretch being corporate in London and loved it all. The point is that I love the shape my life is now but I am sure it will all look different again in another 20 years’ time.
I am a Financial Planner by occupation and have the logical mind which that requires, but I like to think I go about it a bit differently.
This is where YOU come in. I firmly believe that I can’t advise you what to do with your money and how to make your plans without knowing more about what makes you tick. It’s as much about how you’ve got to where you are now as to where you are headed.
What do you want?
So for me it’s all about YOU. What is Your Why? What makes you do what you do? Do you like it? Do you hate it? What do you day dream about? Where do you want to retire? Do you yearn to travel or are you a homebird? How much is Your Enough?
It’s all about looking at your life as it is now and keeping the bits you like and trying to make it possible for you to change the bits you don’t. Once you have the information you can make the choices that are important to you and have a realistic expectation of the outcomes.
Life is not a rehearsal, we only have one go at it. Don’t be one of those people like my Dad who worked so hard to provide everything for his family we didn’t see him enough. He’s very well off now, but he missed out on so much and we’re now adults and busy, so I think he’s a bit lonely.
Its all about balance and having a plan to get where you want to but more importantly knowing the consequences of your choices.
If you want to retire early, then how much will you need to live on and more importantly where are you building it from? The State Pension is a great stepping stone to retirement, but that’s what it is a stepping stone. You have to do the rest.
Phew…that was all a bit hard-core for this time of day, but it’s true.
“Thank you for explaining in normal English our finances and all my paperwork. Now I know I can book more theatre tickets Barry is delighted as he will get more peace and quiet.” Sue L, Marlborough
“Thank you so much for your help in putting the right words together and just being there…it has been a seriously tense fraught time for the last few months and hopefully we can begin to turn to some kind of normal again now we have a plan in place.” S Hart, Pangbourne
Contact Brown Dog Financial Planning
If you would like to chat about retirement planning or any other financial topics please feel free to contact me, Jessamy Walker at
Brown Dog Financial Planning Ltd
No 1 The Courtyard, Lower Slope End Farm,
Berks RG17 0RE